How positive are you now? Have you noticed that when you woke up early in the morning, fresh and positive, then someone came to you and keep telling you negative stuff. Your mood for the day will become negative as well. These people have no intention to drain your positive energy, but it's good that you have your own [...]

Being in debt is not fun, it's been 5 months since I started my life to be good in money management. I have been living frugally every month without much entertainment, most of my time spent was either gym, swimming, reading books and writing blog. I'm happy to keep myself disciplined in paying myself first, [...]

If money can earn money, can time earn time? You only live a life for age 18, 28, 38, 48 and 58 once. Do you make any investment to yourself? Please remember that your future is your best investment.
Do you sit down and think about what is your goals? Do you want to get promoted? [...]