What trigger your spending? When you are sad, depressed, angry, excited or lonely? I use to spend more money when I feel bored or carrying a lot of cash in my pocket. That's why I don't carry much cash myself to avoid temptation to spend. Having to identify the way to trigger my spending, I have been very caution to [...]

Did you overspent your budget this month due to petrol price increase? Whether you want it or not, we are forced to change lifestyle. Easier said than done, nowadays, it seems like every penny counts. If you spend more than you earned, you are in trouble. You are attracting debt. You may not want to [...]

Finally, it hit us, this sentence "PRICE INCREASE" will be the hot topic anywhere in Malaysia. Fuel price jack up and the upcoming price increase for electricity, whether you like it or not, life must goes on.
In my previous 2 posts, I wrote Can your hard earn money keep up with inflation?, the 3.0% inflation that I mentioned [...]