Being in debt is not fun, it's been 5 months since I started my life to be good in money management. I have been living frugally every month without much entertainment, most of my time spent was either gym, swimming, reading books and writing blog. I'm happy to keep myself disciplined in paying myself first, [...]

What trigger your spending? When you are sad, depressed, angry, excited or lonely? I use to spend more money when I feel bored or carrying a lot of cash in my pocket. That's why I don't carry much cash myself to avoid temptation to spend. Having to identify the way to trigger my spending, I have been very caution to [...]

What do you see yourself in age 60, retired and finish rich. I have heard that only 1% of the people retired rich and 60% of them finish rich because of business, the rest are either inherited or from high management position (CEO, CFO, etc…). Ever wonder how to be part of the 1% of [...]

How many times have you heard that "money is not enough and I am not happy with my finances"? Alright, this is actually the voices from my heart. I use to blame the government because our education system does not include financial education classes for us to manage money well, sometimes I would blame my [...]

Finally, it hit us, this sentence "PRICE INCREASE" will be the hot topic anywhere in Malaysia. Fuel price jack up and the upcoming price increase for electricity, whether you like it or not, life must goes on.
In my previous 2 posts, I wrote Can your hard earn money keep up with inflation?, the 3.0% inflation that I mentioned [...]