How positive are you now? Have you noticed that when you woke up early in the morning, fresh and positive, then someone came to you and keep telling you negative stuff. Your mood for the day will become negative as well. These people have no intention to drain your positive energy, but it's good that you have your own [...]

Do you have a set of goals? How realistic is your goals? I was surprised that many people do not have a goal, they just don't have one. I was quite amused by a reply of a friend, I asked her one day, I said "It's only 4 more months to year end. Had you [...]

Being in debt is not fun, it's been 5 months since I started my life to be good in money management. I have been living frugally every month without much entertainment, most of my time spent was either gym, swimming, reading books and writing blog. I'm happy to keep myself disciplined in paying myself first, [...]

We get the message "Ubah Gaya Hidup", everything just hike up when fuel price increased. House is getting more expensive, stocks market is unstable, banks may increase interest rates. Political drama keep going on and economy isn't getting better, our country is in a mess. It seems like we had no idea what's gonna happen [...]

When it comes to money, it is very sensitive topic to talk about, when something goes wrong, it will ended up in a big fight and worst still affect the relationship that is so close. Everybody fight over money, husband/wife, friends, couple and family members.
No matter how nice you are, when talk about money that's [...]