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	<title>Million Ringgit Homepage</title>
	<link>http://www.millionringgithomepage.com</link>
	<description>Personal Finance: Attract needing money to reach financial goals.</description>
	<lastBuildDate>Mon, 01 Sep 2008 12:29:48 +0000</lastBuildDate>
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	<item>
		<title>How to become positive dealing with negative people?</title>
		<description>





How positive are you now? Have you noticed that when you woke up early in the morning, fresh and positive, then someone came to you and keep telling you negative stuff. Your mood for the day will become negative as well. These people have no intention to drain your positive energy, but it's good ...</description>
		<link>http://www.millionringgithomepage.com/how-to-become-positive-dealing-with-negative-people/</link>
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		<title>Had you achieved your 2008 resolution?</title>
		<description>





Do you have a set of goals? How realistic is your goals? I was surprised that many people do not have a goal, they just don't have one. I was quite amused by a reply of a friend, I asked her one day, I said "It's only 4 more months ...</description>
		<link>http://www.millionringgithomepage.com/had-you-achieved-your-2008-resolution/</link>
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		<title>Help yourself dealing with debt problems</title>
		<description>





Being in debt is not fun, it's been 5 months since I started my life to be good in money management. I have been living frugally every month without much entertainment, most of my time spent was either gym, swimming, reading books and writing blog. I'm happy to keep myself ...</description>
		<link>http://www.millionringgithomepage.com/help-yourself-dealing-with-debt-problems/</link>
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	<item>
		<title>&#034;Ubah Gaya Hidup&#034; you can take advantage in BAD economy.</title>
		<description>






We get the message "Ubah Gaya Hidup", everything just hike up when fuel price increased. House is getting more expensive, stocks market is unstable, banks may increase interest rates. Political drama keep going on and economy isn't getting better, our country is in a mess. It seems like we had ...</description>
		<link>http://www.millionringgithomepage.com/ubah-gaya-hidup-you-can-take-advantage-in-bad-economy/</link>
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		<title>Why fight on MONEY?</title>
		<description>





When it comes to money, it is very sensitive topic to talk about, when something goes wrong, it will ended up in a big fight and worst still affect the relationship that is so close. Everybody fight over money, husband/wife, friends, couple and family members.
No matter how nice you are, ...</description>
		<link>http://www.millionringgithomepage.com/why-fight-on-money/</link>
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		<title>The Challenge of Disciplined Money</title>
		<description>





What trigger your spending? When you are sad, depressed, angry, excited or lonely? I use to spend more money when I feel bored or carrying a lot of cash in my pocket. That's why I don't carry much cash myself to avoid temptation to spend. Having to identify the way to trigger my spending, I ...</description>
		<link>http://www.millionringgithomepage.com/the-challenge-of-disciplined-money/</link>
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		<title>Money and Happiness</title>
		<description>





There's always an argument that money can't buy happiness, I had written a post about this in october 2007, can money buy happiness? if money can't buy happiness, the same fact goes to happiness can't buy money. 
If money can't buy happiness, what can? Are you sastify with your current job? If you does, on ...</description>
		<link>http://www.millionringgithomepage.com/money-and-happiness/</link>
			</item>
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		<title>Where&#039;s your Billion Dollar?</title>
		<description>





I felt sorry to myself for not blogging for weeks, where's my goals, where's all the promises that I have make to myself. Missing in action for weeks, back to reality again, recently just caught up with forex trading and taking all my free time to understand and learn the system. I ...</description>
		<link>http://www.millionringgithomepage.com/wheres-your-billion-dollar/</link>
			</item>
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		<title>To-do-list get things done</title>
		<description>





Somehow I doubt about the term "Time is Money", I would rather agreed on "Doing the right thing on the right time." However some time spent with family, friends, exercising, vacation are even more valuable.
How do  we balance our time wisely? According to wikipedia "Time Management is commonly defined as the management of time in order ...</description>
		<link>http://www.millionringgithomepage.com/to-do-list-get-things-done/</link>
			</item>
	<item>
		<title>How much a person actually needs in order to retire?</title>
		<description>





What do you see yourself in age 60, retired and finish rich. I have heard that only 1% of the people retired rich and 60% of them finish rich because of business, the rest are either inherited or from high management position (CEO, CFO, etc...). Ever wonder how to be ...</description>
		<link>http://www.millionringgithomepage.com/how-much-a-person-actually-needs-in-order-to-retire/</link>
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